Can I buy a house with no money down?​

Discover Hundreds of No and Low Down Payment Options With American Mortgage Xpress

Are you wondering if you can buy a house with no money down? The answer is yes!

We offer hundreds of no and low down payment home loan options and programs to help you get into your dream home faster and more affordably.

Hundreds of Low Down Payment Loan Programs

We provide access to a wide variety of loan programs designed for different financial situations. Whether you are a first-time homebuyer, a repeat buyer, or someone looking for special incentives, we have a program that can work for you.

No and Low Down Payment Options

• VA Loans and USDA Loans offer 0% down, making homeownership possible with little to no upfront cost.
• FHA Loans now include new down payment assistance programs that can cover your required money down.
• Conventional loans can require as little as 3% down, and some programs offer assistance for part of that down payment.

First-Time Homebuyer Incentives

There are special incentives available for first-time homebuyers, including reduced monthly mortgage insurance and lower closing costs. These programs are designed to make it easier for you to purchase your first home.

Choose a VA Lender, USDA Lender or No Down Payment Lenders

Our team works with hundreds of lenders and programs, giving you access to more options than ever before. We’ll help you determine if you qualify for no down payment home loans, zero down mortgages, or down payment assistance programs tailored to your needs.

See If You Qualify for a Zero Down Mortgage 

Ready to find out if you qualify? Contact American Mortgage Xpress today. Let us guide you through all your options for buying a home with little or no money down. Your path to homeownership starts here!

Colorado: Take advantage of programs designed for Coloradans, including down payment assistance and special incentives for first-time buyers in the Centennial State.

California: Explore our California-specific options, from zero down payment loans to unique programs for Golden State residents aiming for homeownership.

Texas: Find out about Texas homebuyer programs that offer flexible qualifying and help you get into your dream home with less cash up front.

Florida: Benefit from Florida’s numerous down payment assistance initiatives and mortgage solutions tailored for Sunshine State buyers.

Ready to learn more?
See all our state-specific programs and discover which options fit your needs.
Contact American Mortgage Xpress today to get started on your path to homeownership in Colorado, California, Texas, or Florida!

Disclosures and More Info

• American Mortgage Xpress (AKA AMXpress) NMLS#2502574 is not an agency of the federal government. Mortgage Brokers Near Me in Florida, Texas, Colorado, and California CA-DFPI2451289.
• For licensing information, please visit NMLS Consumer Access.
• Approved by HUD/FHA, Fannie Mae, Freddie Mac, and Ginnie Mae. This is not a credit decision or a commitment to lend. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.